What our clients say

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  "OAC’s actuaries provided an independent review of our research into investment strategies for retirement savings. Their specialist expertise and diligence in reviewing our work allowed for an appropriate level of challenge to our methodology and strengthened conviction in our conclusions."

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  "OAC have proved to be a dependable expert on numerous occasions, being pragmatic and proportionate in their approach, a vital aspect of the service to a friendly society of our size. The current Chief Actuary Cara Spinks has gone above and beyond the normal service levels to ensure that deadlines are met and challenges are faced and overcome; most notably in dealing with reporting requirements in the recent pandemic.
  
  The whole team are always responsive and timely, keeping us regularly informed in an open and transparent way and explaining their approach clearly. This has proved particularly valuable in constructing the ORSA and SFCR for the Society, as well as looking at the various options and actions under solvency reporting.
  
  OAC have demonstrated a clear affinity with mutuality that sits well with our values and long term outlook and I would not hesitate to recommend their professional services."

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  "We have worked with OAC over a number of years, developing and refining our models in Mo.net. The team have always been helpful in their approach, professional and considerate of our requirements. We look forward to continuing and strengthening the relationship."

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  "OAC have been a highly valued support partner of the Co-op for a number of years. They have always been clear and accurate in their work while also meeting challenging timescales and coming in within budget. They are a pleasure to deal with."

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  "In fulfilling the role of Chief Actuary, OAC provide a proactive, reliable and consistently high level service, all delivered with a friendly, personable approach. OAC are part of our team and no ask is ever too great!"

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  "Medicash has been a client of OAC since 2016 and we have always enjoyed the collaborative way they deliver their services.
  The team are always on hand to help with any queries and their flexible and pragmatic approach is greatly appreciated during time pressured reporting periods.
  
  Continuity of personnel has also ensured we have benefited from people who truly understand our business as well as their technical expertise. This has resulted in high quality work being consistently delivered on time and within budget."

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  "We have worked with OAC for over 10 years and appreciate the professional way in which they fulfil the Chief Actuary role and provide other consulting services including the development of profit testing models. We value highly the availability of the team and the accurate and timely provision of deliverables.
  
  Last but not least, we also enjoy their friendly, relaxed and understandable communication style and support in a complicated and crucial part of our organisation."

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  "The support we have received from OAC, over a number of years, has been reliable, insightful and responsive.
  
  From undertaking one or both of our reserved roles at various times, to peer review, ad hoc advice and Mo.net support, their team is able to support us across our range of needs, at reasonable rates.
  
  They are a key partner of our business."

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  "OAC have been a real asset to us in helping us navigate the increasing complex landscape of new regulatory requirements. They have taken the time to really understand our requirements and have been able to tailor the level of support needed to fit our business and complement our in house expertise. The service provided has been excellent and they are always on hand to assist with any queries we may have."

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  "After working with OAC for a number of years now, we know that we can rely on OAC to complete the underlying actuarial work to a high standard but where we see real added value to our business is through their ongoing communication.
  
  They’re able to understand how the complex work they complete affects our niche business and effectively communicate this to our Board to ensure that there is a strong level of understanding, focussing on the key issues."

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  "Our experience of OAC in their role of With-Profits Actuary is that they get the balance between pragmatism and what is conceptually possible just right. Reports are clear, easy to follow and digest even with highly technical issues.
  We really rate and value the service we get."

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  "OAC has provided actuarial services to the Society for a number of years and, whilst the actuary may have changed, the service has remained excellent throughout.
  
  Actuarial services for a small Society is more than just year-end. Sally Butters has brought not only the actuarial experience but a commercial view to support the Society’s product development. Sally has also been instrumental in developing a 5 year forecasting tool which is fundamental to the Society’s strategic planning and financial strength monitoring.
  
  A final mention also to the wider team at OAC – they are approachable, interested and responsive. It makes working together much more effective."